Buying a house is exciting and life changing. It all starts with saving for the deposit. Find out how much you’ll need to save and get tips to help you save faster. 1. Find out how much you need for a house deposit Before you start building a deposit, work out how much you can … Read more
For many, the goal of investing is about creating wealth for a comfortable financial future, as well as a legacy that supports your children and grandchildren for decades to come. But one of the greatest risks to that legacy can be the challenge of dealing with sudden wealth. When adult children inherit large sums or … Read more
Investors can employ diversification strategies beyond just asset allocation The concept of diversification, not putting all your eggs in one basket, as a means of reducing risk has been an enduring investment concept. But investors and the financial advice industry often focus solely on diversification across asset classes within a portfolio. It’s important to broaden … Read more
The Reserve Bank of Australia (RBA) is pushing to take card surcharges off the table as early as October 2026, in a move that could impact small businesses that currently pass the fees on to customers. The announcement follows a review by the RBA of merchant card payment costs and is part of a shakeup … Read more
Around 70 per cent of small businesses are family enterprises. That is a powerful reminder of how much trust, shared values and long-term commitment drives the small business sector. Family businesses often benefit from loyalty, resilience and a strong sense of purpose. At the same time, mixing family and business can be complicated. Personal history, … Read more
Take these steps to set yourself up for a confident transition to retirement For many Australians, the final couple of years before retirement can feel both exciting and unsettling at the same time. Work may be winding down, but the reality of living without a regular pay packet is getting closer. This is the stage … Read more
Start your retirement financial plan early Don’t wait until you’re getting close to retirement to start your plan. You have a greater chance of a comfortable retirement if you make your plan a priority early in your working life. A critical part of your retirement plan is superannuation, especially if home ownership is going to … Read more
Older Australians could face health insurance price rises three times higher than others under new government rebate changes. Here’s what families need to know. Older Australians could soon be paying significantly more for their private health insurance. The increase may hit them much harder than younger policyholders. New data from Private Healthcare Australia reveals that … Read more
Home insurance protects one of your most important assets. What is home insurance Home insurance covers the cost of repairing or replacing your house when something goes wrong. It usually also covers other structures on your property, like a garage or inground pool. It doesn’t cover your household items and personal belongings though – they’re … Read more
Tips for saving money Being a good saver has plenty of advantages beyond your short-term financial goals. It can be the difference between keeping your head above water during difficult financial times and being in financial hardship. Here are our tips to help you become a better saver. Set clear goals and plan ahead 1. … Read more
Find out how the Australian Government is supporting businesses impacted by global events. Read the latest on fuel supply, supply chain status, export updates, shipping and where you can get support. Interest-free loans The Australian Government’s Economic Resilience Program provides interest-free loans to impacted manufacturing and logistics businesses in critical sectors, including: freight fuel fertiliser … Read more
Putting a price on a business can be challenging – whether you’re the buyer or the owner who’s looking to sell. Here, we reveal some essential tips and methods for assessing business value. How to value a business Thinking of buying a business – or selling your own? Pricing a business for sale can be tricky. … Read more